Best US stocks to buy in July

Every month, we ask our freelance writers to share their top US stocks with investors here’s what they rate highly for July!

What it does: Develop digital payments software to process credit and debit card transactions with fraud protection.

By Mark David Hartley. ACI Worldwide  may not be a household name yet but it’s more than just another digital payments provider. The Nebraska-based company provides services to a host of well-known local and international clients. Think Co-op, Wendy’s, Westpac and Alipay, among others.

Recent Q1 earnings results revealed a 208% increase in operating cash flow and 93% increase in adjusted EBITDA. However, revenue growth was weak at only 9% and although net income improved, it still came in at a $8m loss.

It still carries a high level of debt , with a debt-to-equity (D/E) ratio of 82.3%. That’s a risk if it increases but with earnings forecast to grow, I don’t expect that to happen. In the long term, I think the company has the potential to become a major player in the digital payments arena.

Alphabet is one of the world’s most famous big tech companies, now invested heavily in AI. By Oliver Rodzianko. In my opinion, Alphabet is one of the best investments on the US stock market right now. As such, it’s currently the second-largest holding in my portfolio.

It is incredibly rare for a big tech company to be trading below what it’s worth based on future earnings and cash flow generation. However, in this instance, I think the shares are roughly 10% undervalued based on my advanced models.